Flooding results in damage from water that flows into your home from natural sources like lakes and rivers, or large amounts of pooled water. Insurance for some types of water damage may be included automatically in your policy, and some may need to be purchased as extra.Įxamples of causes of water damage that aren’t covered under most standard home insurance plans are flooding and seepage: Insurance coverage for water damage depends on a number of things, like where you live and how your home was constructed. Yes, view extensions of coverage opens in new window Voluntary Property Damage opens in new windowĪdditional Living Expenses opens in new windowĬovered for up to 25% of Dwelling CoverageĮxtensions of Coverage opens in new window Voluntary Medical Payments opens in new window Property in Your Vehicle opens in new windowĬovered for up to 100% of Contents Coverage Personal Property at Other Location opens in new windowĬovered (while away from home temporarily) Special Limits on Certain Personal Belongings opens in new window Covered for up to 80% of Dwelling Coverage.Covered for up to 15% of Dwelling Coverage.Covered for up to 100% of the Replacement Costĭetached Private Structures opens in new window.The Comprehensive Homeowners Insurance Policy provides affordable protection against a wide range of risks.
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